Content Library

Learn Tim’s answers to these top 7 tips and many more by exploring his body of work.

You can find some of his answers on this website, on his YouTube channel “Something Smart About Money”, on his podcast “Clear Money Talk”, in his free app “ClearFP Clock”, on his business website, in his recorded speeches online, or by listening to him live at various venues in both the real world and in VR.

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What Kind of Life Insurance Should I Buy?

Full Episode Just The Answer Is life insurance on your mind? Well, it is for us! Join Tim & Tyler as they discuss different types of life insurance and how to apply them in the real world. Originally posted on

How Should Business Owners Plan For Retirement?

Full Episode Just The Answer Got a business? Got retirement? Often the first answer is “yes” and the second is “no”. Learn tips from Tim and Tyler as they share four retirement planning strategies for business owners. Originally posted on

How Can I Make the Most Out of My 401K

Full Episode Just The Answer Tim & Tyler talk retirement savings as they explore the ins-and-outs of 401K investing. Learn how to better optimize your 401K plan! Originally posted on

How Much Money Should I Keep in the Bank

Full Episode Just The Answer Join Tim & Tyler as they share their thoughts regarding bank accounts and the right amount to keep in them! Tune-in to gain practical insights on everything from checking accounts, savings accounts, emergency funds and more in this...

What is a L.I.R.P.?

Full Episode Just The Answer Have you ever wanted more tax-free money? Join Tim & Tyler as they teach the basic concept of an advanced retirement income strategy. Discover the L.I.R.P! Originally posted on

How Will the Election Year Affect the Stock Market?

Full Episode: Just The Answer: Spend your minutes with Tim & Tyler as they make non-binding predictions about the rest of this year. And, learn what political position Tim has decided to run for! Originally posted on

What is Cybersecurity and Why is it Important?

Full Episode Just The Answer Visit with Tim & Tyler as they discuss their recent insights obtained from an Ethical Hacker. Learn to better protect your identity and your privacy. Originally posted on


Tip #1 – Don’t Spend More Than Your Paycheck

Tip #2 – Pay Yourself First

Tip #3 – Expect the Unexpected

Tip #4 – Pay the Highest Rate Off First

Tip #5 – Pay on Time

Tip #6 – Get Smart About Money

Tip #7 – Get Excited About Your Future!


What Should I Do with My 401k?: Should I Buy an Annuity? By Tim Clairmont

What should I do with my 401k?: Should I Buy an Annuity?

By Author Tim Clairmont

With pension plans becoming an endangered species, more and more Americans are now dependent on their 401k. With no other solutions in sight, investors have watched their balances go up and down like a roller coaster at a theme park. In What Should I Do with My 401k?, author Tim Clairmont answers the question on everyone’s mind: What should I do with my 401k? This veteran _fiduciary, who is gifted at making the complicated simple and easy to understand, shares the facts and circumstances behind annuities, managed money, mutual funds, ETFs, and the limited array of options for the investment of your 401k plan. Whether you’re an expert or starting from scratch, Tim gives enough information to help you make your own decisions about the approach you want to use. Answering a host of questions, and offering a clear view of the investment landscape, What Should I Do with My 401k? provides useful advice about retirement planning and investment choices.

Passionate Ambivalence By Tim Clairmont

Passionate Ambivalence

By Author Tim Clairmont

When a salesperson approaches you, how do you feel? Nervous? Excited? Dubious? If you are like most of the people I have interviewed, you probably start asking yourself questions like these: Is this salesperson being truthful? What do they really want? Are they on commission? Are they taking advantage of me? Contrary to popular belief, I believe that being a salesperson is one of the noblest professions you can be in. I also believe that it is one of the most rewarding professions to be in. There is no happier person than one who can bring happiness to others, and that is the job of a salesperson. If you would like to help others in their journey to achieve their unique vision of Happiness, then reading this book should help you on that path.

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